Other things you need to know:
Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Learn More to take advantage of this offer.
Read the Choice Privileges® Mastercard® Credit Card Account Agreement and the Choice Privileges® World Elite Mastercard® Credit Card Guide to Benefits to learn more.
Read the Choice Privileges® Select Mastercard® Credit Card Account Agreement and the Choice Privileges® Select World Elite Mastercard® Credit Card Guide to Benefits to learn more.
This offer is not a guarantee of credit. Credit card is subject to credit qualification.
You may not be eligible for the introductory bonus rewards offer if you opened a Choice Privileges or Choice Privileges Select Credit Card within the last 15 months from the date of this application and you received an introductory bonus rewards offer, even if that account is closed and has a $0 balance.
You may not be eligible for a Choice Mastercard product if you currently have an open Choice Privileges or Choice Privileges Select Mastercard account.
1To qualify for the 60,000 bonus points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. “Purchases” that do not apply to this offer and do not earn rewards points include: cash advances and equivalents of any kind (ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, peer-to-peer payments, and wire transfers); balance transfers; disputes, illegal actions, and violations (disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (returned payment fees, monthly or annual fees); gambling transactions (bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the Choice Privileges® Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for more information about the rewards program.
2Additional points received under the Choice Privileges program for stays at hotels participating in Choice Privileges will be earned in accordance with the terms and conditions of the Choice Privileges program. You must have an Elite Gold Membership to earn the 10% point earn bonus on base Choice Privileges points (on the amount of Choice Privileges points earned on a point-eligible stay). WoodSpring Suites® properties do not participate. Eligible stays earn Choice Privileges members 10 points for each whole U.S. dollar when paying qualifying room rates, excluding taxes, restaurant, or other incidental charges. Stays at MainStay Suites®, Suburban Studios®, and Everhome Suites® earn 10 points for each whole U.S dollar spent on eligible stays of 6 nights or fewer, and earn 5 points for each whole U.S. dollar spent on eligible stays of 7+ nights, with a maximum of 30 total nights. Most hotels are independently owned and operated. Refer to the Choice Privileges® Rules and Regulations for additional details at www.choicehotels.com/choice-privileges/rules-regulations.
3Five points (1 base point plus 4 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations. Qualifying Choice Hotel stays are items billed by eligible Choice brand hotels as merchant of record booked through either choicehotels.com or directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. Three points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Groceries: grocery stores, supermarkets, delis and bakeries. Telephone plans: landline and cell phone providers considered telecommunication services. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services. Purchases not processed using the merchant codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the Mastercard category codes listed above, refer to the Choice Privileges® Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for details.
4To be eligible to receive the 10 Elite Night Credits with your card account, you must have an active Choice Privileges Rewards Program Member account linked to your card account. The 10 Elite Night credits will be available in your Choice Privileges Rewards Program member account within 14 days upon opening your card account. Within 14 days of January 1 of each subsequent calendar year, the 10 Elite Night Credits will be available in your Choice Privileges Rewards Program account, as long as your card account is open as of December 31 of the prior calendar year. Refer to the Choice Privileges® Rules and Regulations for details.
5Additional points received under the Choice Privileges® Rewards Program for stays at hotels participating in the Choice Privileges Rewards Program will be earned in accordance with the rules and regulations of the Choice Privileges Rewards Program. You must have an Elite Platinum Membership to earn the 25% point earn bonus on base Choice Privileges points (on the amount of Choice Privileges points earned on a point-eligible stay). WoodSpring Suites® properties do not participate. Eligible stays earn Choice Privileges members 10 points for each whole U.S. dollar when paying qualifying room rates, excluding taxes, restaurant, or other incidental charges. Stays at MainStay Suites®, Suburban Studios®, and Everhome Suites® earn 10 points for each whole U.S dollar spent on eligible stays of 6 nights or fewer, and earn 5 points for each whole U.S. dollar spent on eligible stays of 7+ nights, with a maximum of 30 total nights. Most hotels are independently owned and operated. Refer to the Choice Privileges® Rules and Regulations for additional details at choicehotels.com/choice-privileges/rules-regulations.
6Ten points (1 base point plus 9 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations. Qualifying Choice Hotel stays are items billed by eligible Choice brand hotels as merchant of record booked through either choicehotels.com or directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. Five points (1 base point plus 4 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Groceries: grocery stores, supermarkets, delis and bakeries. Telephone plans: landline and cell phone providers considered telecommunication services. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services. Purchases not processed using the merchant codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the Mastercard category codes listed above, refer to the Choice Privileges® Select Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for details.
7To be eligible to receive the 20 Elite Night Credits with your card account, you must have an active Choice Privileges Rewards Program Member account linked to your card account. The 20 Elite Night credits will be available in your Choice Privileges Rewards Program member account within 14 days upon opening your card account. Within 14 days of January 1 of each subsequent calendar year, the 20 Elite Night Credits will be available in your Choice Privileges Rewards Program account, as long as your card account is open as of December 31 of the prior calendar year. Refer to the Choice Privileges® Rules and Regulations for details.
8You will earn 30,000 Points (your “anniversary bonus points”) each 12 month period (an “anniversary year”) that your card account remains open, not delinquent, and not in default at the time the award is issued. Your anniversary year begins on your account open date (your “anniversary date”) and ends on the day prior to your next anniversary date. For example, if your account anniversary date is November 28, your account anniversary year will end on November 27 each year. Your anniversary bonus will appear as pending on your anniversary date and will be redeemable within seven days after your anniversary date, after your billing cycle ends.
9This benefit provides a statement credit up to $120 when you use your eligible Choice Privileges® Select Mastercard® to pay for the application fee or renewal fee for either the Global Entry® or TSA PreCheck® program. Your account is eligible for one (1) statement credit every four (4) years for whichever application fee or renewal fee is charged to your account first. The statement credit benefit only applies to the application fee or renewal fee for the Global Entry or TSA PreCheck program. Other programs and fees are not eligible for the statement credit benefit. You must apply for Global Entry or TSA PreCheck through an authorized enrollment provider. You will receive a statement credit for the application fee or renewal fee even if U.S. Customs and Border Protection (CBP) or U.S. Transportation Security Administration (TSA) denies your application. The maximum statement credit amount is $120. If the purchase amount is less than $120, the cardholder will not receive a refund or reimbursement for the difference. If the purchase amount exceeds $120, the cardholder is responsible for the amount over the $120 maximum reimbursement. A statement credit will be applied to your account within 1-2 billing periods after you pay for the Global Entry or TSA PreCheck application fee or renewal fee with your eligible Choice Privileges® Select Mastercard®. Global Entry and TSA PreCheck are U.S. government programs. Global Entry is operated by U.S. Customs and Border Protection. TSA PreCheck is operated by U.S. Transportation Security Administration. For complete details on the Global Entry and TSA PreCheck programs, including full terms and conditions, go to globalentry.gov and tsa.gov respectively. The Global Entry trademark and TSA PreCheck trademark are used with the permission of the U.S. Department of Homeland Security. Wells Fargo Bank, N.A. has no control over these programs including, but not limited to, applications, fees, or the approval and enrollment process. Please review the Choice Privileges® Select World Elite Mastercard® Credit Card Guide to Benefits for details.
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